Monday, February 29, 2016


Chapter 1

Charleston, South Carolina, August 30, 1886

“Why can’t you have him arrested and demand our money back?” Olivia Macqueen frowned at her brother. It seemed a simple enough solution. She shuddered at the thought of once having been engaged to the detestable man they now discussed.

Simon gave her a placating smile, but his eyes didn’t dance as they would if the smile were true. “It’d be bad for business.”

Olivia shifted on the floral tapestry chair across from where Papa sat holding Mama’s hand. “Why? He deserves that and worse.”

Papa cleared his throat. “We could lose all confidence with our policyholders if they learned that one of our employees had embezzled funds.”

Simon sneered. “You mean if they found out they weren’t even real policyholders. This could ruin our family name and our business. I wish I’d never talked you into hiring Lloyd. Then he’d never have swindled us—” He stole a quick glance at Olivia, his eyes pleading forgiveness. “I’m sorry.”

Olivia’s throat went dry. Of late, it had been easy to forget what Lloyd Pratt had done to her. With the attention her brother’s old friend, Drew, had been lavishing on her, Lloyd had faded to an unpleasant memory. “Nothing to forgive. He means nothing to me now. Besides, his unfaithfulness was actually a blessing in disguise. I’d hate to have married such a scoundrel. And I wouldn’t have gotten to know Drew.” However, breaking the engagement with Lloyd had angered him so much that he had taken his fury out on her, requiring her to seek medical attention.

“Drew?” Simon wiggled his brows, mischief playing behind his mock surprise. “When did you start calling Dr. Warwick by his Christian name?”

Heat rushed to Olivia’s cheeks. Simon could be such a pest with his teasing. He knew very well she’d been calling Drew by his Christian name for some time. It was only around her father she’d avoided using it. Father had always felt the need to coddle her and Mother, more so after Lloyd had hurt her when she broke their engagement. No need for him to worry that she might have her heart broken again. “Do I really need to answer that, Simon?”

Simon chuckled, his eyes dancing. “I do believe my little sis is blushing. I think she’s smitten with my dear friend.”

Olivia pretended to glare at Simon. “I believe we have a more pressing matter at hand—seeing Mr. Lloyd Pratt gets his comeuppance.”

Papa stood and paced the parlor floor, his hands clasped behind his back. He turned, creases appearing between his brows. The gray sprinkled throughout his dark-brown hair softened his features and gave him a distinguished appearance. “Simon’s right. We’ve got to handle this with utmost care. If word got out it could ruin us. And we don’t know how many people he wrote fake policies for or what other ways he may have embezzled.” He stopped and looked at his son. “How could we have missed this for a year?”

Simon brushed his fingers down his mustache. “It’s my fault. I should have gone over the books with a fine-toothed comb. Any man who can’t be trusted in one area can’t be trusted in others as well.”

“I suppose it would have been difficult to find missing policies or false claims without knowing what you were looking for.” Papa sighed and resumed his pacing,

“I should have suspected. After the cyclone of ’85 there were questions. Remember, we had several people claiming to have policies that we could never find? I should have investigated then rather than letting Lloyd handle it.”

“He said it was just an error in the books and he’d taken care of it. We’d heard no more complaints. There was no reason to doubt his honesty at that point. What is done is done.” Papa returned to his seat next to Mama. “Tomorrow, first thing, we need to find out which clients are without policies and get them posted.”

Simon leaned forward, resting his arms on his thighs, hands dangling between his knees. “Do you know how much money that could take?”

“I don’t care if it takes our last penny. I’ll not have our good name in tatters.” Papa shot the words back like the kick of a rifle.

Mama, who never involved herself with Papa’s business affairs, picked up the fan suspended from her wrist and waved it in front of her face. Her dark-blonde hair pulled back in a chignon set off her high cheekbones and her flawless skin. Olivia had been told often enough that Mama looked less like her mother and more like an older sister. Mama’s beautiful face now pinched with worry.

Olivia dragged her gaze away from her distraught mother and let it fall on her father. “I don’t understand why we have to suffer for what that dreadful man did. Why can’t we go to the authorities and ask them to keep the information private? Surely they would understand our dilemma.”

Papa gave her a patronizing smile, and she knew if she’d been within arm’s reach he’d have patted her hand. “One thing I’ve learned in life, Olivia, is that if you tell someone your secret, it is no longer a secret.”

“But Mr. Pratt should have to pay for this. It’s not right that he walk away with no consequences and a large portion of our money.”

Still leaning forward, Simon fisted his hands. “Oh, he’ll pay all right and there will be consequences. I’ll see to that. Did he think he’d never get caught? He’s lucky that none of the people he stole policy money from have come to file a claim.”

Papa stood and took Mama’s hand, helping her up from the settee. “Enough of this for tonight. We’re upsetting your mother.” He gazed down into his wife’s eyes with so much love that Olivia’s heart hiccupped. Drew’s face came into view. She imagined the two of them sharing that kind of intimate love. The thought of spending her life with the man she loved warmed her.

When her parents left the room, Olivia leaned in toward her brother and whispered. “So, what are you going to do about this?”

Simon stretched and yawned. “Tomorrow, I’m going to try to make sure every client has an active policy.”

“You know very well that isn’t what I mean.”

He winked. “I plan to find the proof we need if it’s the last thing I do.”

Dr. Andrew Warwick left the hospital after checking on a patient and sauntered down Mazyck Street, unable to get his mind off Olivia. When they were young boys, he and Simon saw Olivia as a nuisance—someone they could annoy when bored. Then they grew up, and Drew’s medical studies occupied all his time. Simon took on responsibilities of his own, and they rarely spent time together.

But when Olivia showed up in his office last year seeking medical attention, he could hardly believe this was the little sprite he’d delighted in tormenting as a boy. She’d grown into a beautiful woman.

Drew gave in to his impulse, passed Meeting Street, and turned down Church Street, heading toward the Macqueen house. It had taken him almost the whole year to gain her trust, and he knew why. After looking at her injuries, her story of taking a bad spill hadn’t rung true. He recognized the telltale signs of abuse even if she denied it.

Thinking about the late hour, he quickened his pace. He would continue past the house if the windows were dark. But if lights did shine, he’d visit under the pretense of seeing Simon, since it was a bit late to visit a young lady. Having a good friend with a beautiful sister one loved was indeed an advantage.

The Macqueens’ home came into view. Lights blazed from the windows, casting yellow beams onto the lawn. Taking the steps two at a time, Drew couldn’t help but smile—the perfect way to end his night. He tapped lightly, and a few moments later the door opened. To his disappointment, Simon stood before him, a cocky grin on his face.

“Drew, how nice of you to come see me.” Simon leaned his shoulder against the frame.

“After a long day at work, I thought your charming personality would brighten my evening.” Drew grinned back and strained his neck to see beyond the slim body blocking his view.

“Looking for something?” Simon’s eyes glittered with mischief.

The sound of swishing fabric emerged. “Simon Macqueen, have you no manners? Invite our guest in.” His lovely Olivia looked as ferocious as an angry nurse when taking on an unruly patient.

“He’s my guest. I may not want him in the house.” Simon winked at him.

She pushed past her brother, giving him a playful slap on his arm, and smiled past him. “I’m sorry, Drew. My brother has the manners of a boar.”

Drew sidled past his best friend. “Shall we put him out with the rest of the herd?”

The tinkle of her laughter floated on the air like sweet music.

“Just you try. I can still take you down.” Simon’s words followed the couple. “And let’s not forget you two need a chaperone.”

Drew snorted. “I’m certain you were the one yelling ‘uncle’ the last time we had this discussion.”

Olivia intercepted. “Really, now. You’d think you two were still schoolboys the way you carry on.” She took a seat by the window and arranged her dress.

Simon elbowed Drew. “You heard my sister— behave yourself.”

Drew took a seat across from her, where he could easily take in Olivia’s beauty and put an end to the bantering.

Simon was always full of himself. That was part of the fun of being around him when they were young. But right now, Simon’s sister captured all his attention.

Olivia rubbed her arm above her wrist. He couldn’t help but wonder if it still pained her. Her hand slid down to her bracelet dangling on her wrist, and she fingered it. Why was she nervous tonight? His gut twisted. Would she say yes to his proposal? He’d planned a very special Friday evening when he would ask for her hand in marriage.

He gave her a soothing smile. “I’m pleased you’re still up. Seeing you has brightened my long day.”

She lifted her head and locked eyes with Drew, the corners of her mouth lifting. “As you have mine.” Her gaze shifted toward Simon, then back to Drew.

“I thought I was the one who had bright—”

Drew shot Simon a warning glare that stopped his good-natured friend midsentence. He wished he could be alone with Olivia, but that was not appropriate. Someone had to be a chaperone, yet Simon was like a boisterous puppy.

“I’m looking forward to our special day Friday.” That was an understatement. He’d been counting down the days eagerly. She didn’t appear nervous now. His fear of her saying no was getting the best of him.

“As am I, Drew.” Her lashes fluttered.

His heart stumbled He loved to hear his name on her lips. He’d never tire of it. Spending the rest of his life with Olivia couldn’t happen soon enough. She had to say yes when he asked her.

“Am I invited?” Simon teased.

“No.” Olivia glared at her brother.

Sweet mercy, she was beautiful. Light-brown tendrils escaped the hair pulled up into one of the latest fashions. Beautiful brows arched over almond-shaped blue-gray eyes—eyes that breached his heart and soul. He caught himself right before he let out a sigh.

Simon cleared his throat. “Are you going to just sit there gawking at my sister?”

Olivia’s cheeks turned crimson, but she quickly looked to Drew. “Did you hear about the earthquakes that were felt in Summerville?”

Drew jumped in before Simon could remark. “I read an interview in the News and Courier. A Summerville resident was said to have heard a rumbling sound northeast of town, which was followed by an explosion that sounded like a cannon. But many are skeptical.”

Animation lit her face. “Some are saying a boiler probably blew at one of the numerous phosphate works, or someone was blowing up trees with dynamite.”

“I suppose it’s entirely possible that a tremor was felt. Time will tell.” He leaned forward. “What do you think?” He already surmised what her answer would be.

“I think too many people felt it for it to be some sort of an explosion. Some say that even Charleston felt the tremors. That’s too far for it to be anything other than an earthquake.”

Simon grinned. “Well, it caused a buzz that will keep Charleston talking for a few days anyway. Maybe we’ll get some more clients out of it.”

Olivia gave her brother a look that Drew couldn’t quite decipher. Simon only shrugged.


The next evening, Olivia sat in the parlor with her parents. She drew her needle up through the handkerchief she embroidered, thinking about the camaraderie her brother and Drew had shared the night before. “Simon sure flew out of here. You’d think he was late to see his lady love.”

Mama peeked up from her needlework. “If the boy ever finds one. I’m ready for grandchildren.”

“You can’t rush love. I learned that.” A shiver slivered down Olivia’s spine at the thought of Lloyd. She had questioned if she would ever fall in love again after what Lloyd had done to her. He’d definitely hurt her in more ways than she could count. The welcome thought of Drew quickly replaced the unpleasant memory. She smiled inwardly. She wouldn’t mind giving her mother the first grandchild.

When she and Drew first started courting, doubt had harried her. As a little girl, dread would fill her when she saw him with her brother. The two of them together were as mean as cross-eyed snakes. Like the time they’d tied her shoes together while she napped in a chair, then stole her doll, woke her up, and ran. When she jumped up to go after them, she fell flat on her face. The two laughed and disappeared with her doll. It took her the whole day to find where they’d hidden it.

Boys and tomfoolery must go hand in hand. Her brother now was a perfect gentleman, albeit a character—he’d never intentionally harm anyone. Surely Drew was the same. The two boys’ pranks were just that, childish pranks. She hated the way doubt tried to nudge its way into her thoughts. She needed to keep reminding herself that Drew was a doctor and had taken an oath to help people. He was nothing like Lloyd, even if she’d known Lloyd for years and never thought him capable of the things that he did.

“Your brother rushed out of here to finish up some late-night business,” Papa replied to her question.

“Did you get the policies written and posted?” Olivia inquired.

“We hope we were able to track them all down. Simon went to check on a few loose ends.”

“Ouch!” Mama pricked her finger.

“Are you all right, dear?” Papa’s tender voice inquired.

Mama nodded and dabbed her finger on a handkerchief.

Papa pulled out his pocket watch. “It’s nine-fifty.”

Olivia folded the white handkerchief she’d been working on and placed it in the basket beside the settee. She stretched her arms as she stood. “I think I’ll head to bed and curl up with Pride and Prejudice.” She waved her hand in front of her face to give herself some temporary relief from the heat. The sultry day hadn’t been relieved by an evening breeze. The curtains hung limp as an unusual stillness filled the air.

She reached the archway and turned to say goodnight. A long low rumble drifted in through the window as if a heavily laden horse-drawn wagon approached on the street. But within seconds, the low rumble turned into a terrifying roar. The floor rolled beneath her feet. She grasped the archway wall. The whole house swayed as if dancing to the horrendous thunder. The chimney buckled, and bricks spit forward like a child tossing blocks to the floor. A scream caught in her throat. Papa threw himself over Mama, his eyes locked with Olivia’s. Pain splintered through her head as her knees buckled beneath her.

YOU HAVE TWO CHANCES TO WIN AND Here’s how it works:

1.) Individual Blog Treasure Hunts:

  • Julie, MaryLu, and I are giving away separate prizes on each of our blogs per the schedule below, so be sure to come by all three blogs on the days listed. Then, simply enter each of our individual contests via the Rafflecopter box at the bottom of our blog pages. You can then earn extra chances each day of the schedule by answering a question that pertains to that particular blog on that particular day.

Links for Each of our Blogs:

Treasure Hunt Schedule:

  • Wednesday, February 10, 2016
  • Friday, February 12, 2016
  • Friday, February 19, 2016
  • Friday, February 26, 2016
  • Monday, February 29, 2016
  • Friday, March 4, 2016 — Winner’s Announced

Kindle Fire Treasure Hunt:  

  1. While you are visiting each of our blogs per the schedule above, simply collect the “treasure hunt clue” listed at the bottom of the page and write it down.
  2. Continue to collect all the clues at each of our blogs on the specified dates.
  3. Once you collect the final word clue on Monday, February 29, you will have a 15-word sentence that will allow you to enter the Kindle Fire Giveaway by entering that sentence in the Kindle Rafflecopter box on any of our blogs.



Meanwhile, to get you pumped for our new releases, here’s the jacket blurb for my latest release 
Shattered Memories:
Olivia Macqueen wakes in a makeshift hospital, recovering from a head injury. With amnesia stealing a year of her memories, she has trouble discerning between lies and truth. When her memories start returning in bits and pieces, she must keep up the charade of amnesia until she can find out the truth behind the embezzlement of her family’s business while evading the danger lurking around her.
Doctor Drew Warwick frantically searches through the rubble left by the Charleston earthquake for the lady who owns his heart. He finds her injured and lifeless. When she regains consciousness, the doctor’s hopes are dashed as he realizes she doesn’t remember him. But things only get worse after he discovers she believes she’s still engaged to the abusive scoundrel, Lloyd Pratt. Now Drew is on a race with the wedding clock to either help her remember or win her heart again before she marries the wrong man.

Rafflecopter question of the day:

What newspaper did Drew talk about reading?

BUT … before you go, make sure you WRITE DOWN THIS CLUECHRISTIAN — which is the #13 CLUE in our 15-word sentence you’ll need to enter the Kindle giveaway on February 29th.  

a Rafflecopter giveaway


  1. I see no spot for the Rafflecopter question to be answered. I'll check back later to see if it shows up. This has been tons of fun! Have a blessed week!

    1. It's coming, Chappy! Give it a bit. You may need to keep checking it but it should show up now. Thanks!

  2. He talked about reading the News and Courier. I really enjoyed reading more about the back story for this book. I am looking forward to reading this book.

    1. Hwy Jan, trying to get the question in the Rafflecopter.

  3. He read the News and Courier. I didn't see a place to answer the question.

    1. Sorry Pam. So much going on I forgot to put it in! But it should be showing up soon!

  4. I loved Shattered Memories! The tour has been lots of fun!

  5. Drew talked about reading the News and Courier newspaper. (I didn't see a place to answer the question.)

  6. Wow! Debbie, thank you for sharing that little snippet from your new book. It sounds SO good! I'm anxious to read it. Congratulations, again, on the release! :)

  7. Congrats on your release! This has been so much fun! Looking forward to the FB party this evening! Blessings!

    1. Thanks, Rachel! It was fun tonight. Thanks so much for coming to the party!

  8. As others previously commented, I also am not finding a place to answer today's Rafflecopter question so I will answer it here. I hope I will still get credit please.
    -The newspaper Drew talked about reading was: News and Courier.

    Also, Debbie, thank you so much for the preview sample from your book, Shattered Memories! It sounds so good! It's definitely going on my 'Books to Read' list!!! ~Alison Boss

    1. Thank you, Alison! And I'll make sure you all get credited for the entries!

    2. Debbie, I did end up finding where the Rafflecopter question was for today 2/29. It was in the 'Blog Party Entry' slot so I was able to go and enter my answer there. Thanks for all your help! ~Alison

  9. Ladies, If you can't find the spot to put the answer in the RAfflecopter, we will enter it but I have to have your names and email address in order to do that. So you can email me or you can IM me on FB with that information. Or you can leave it in a comment.

  10. Great Blog Party Thanks so much for making this fun for us and thanks for the chance to win I am also a feedburner follower

    1. Awesome, Linda! Thank you for coming to the party! It was a blast!

  11. Enjoyed the party. Thank you. I know this has all required alot of work.

    1. It did and Sandy was huge in helping get the tour and FB party together! Thanks for coming by!

  12. I commented on all the blogs except Mary's because hers was on her FB page and I am not friends with her I just don't want to use one of those for the comment and have a double so I'll just once again say here Thanks for all the giveaways That was very cool of you The book looks really good so I think I will just end up purchasing it anyway and That I am a feedburner follower

    1. Awe thanks, Linda! You are awesome! I appreciate your faithfulness! I'm praying you win one of these!!!

    2. Thanks You are the one that is awesome! Thanks for responding to me every time I commented, I appreciate it! I just bought My Copy of Shattered Memories, If I win a book I'll just chose another one I guess I wanted my purchase to count towards the giveaway also :)

  13. Thanks for the fun giveaway, I enjoyed finding some new blogs.

  14. SO.MUCH.FUN! Blessings to you.....

  15. Thanks for such a Fun Great Giveaway and Party Wish I would have won at the party but sometimes I don't Que Sera, Sera I will go buy Shattered Memories Now and If I win in one of the blogs I will chose one of your other books I'm sad it's over but I will hopefully catch your new facebook posts and keep up with you also through Amazon Following I am a feedburner Follower Thanks for having me at all your Blog Posts It was a nice time

  16. Thanks for such a Fun Great Giveaway and Party Wish I would have won at the party but sometimes I don't Que Sera, Sera I will go buy Shattered Memories Now and If I win in one of the blogs I will chose one of your other books I'm sad it's over but I will hopefully catch your new facebook posts and keep up with you also through Amazon Following I am a feedburner Follower Thanks for having me at all your Blog Posts It was a nice time